Elder Law Lawyer

Cary, NC | Apex, NC | Raleigh, NC | Wake Forest, NC | Holly Springs, NC

The high cost of long-term care has made planning a critically important issue for most middle class seniors and their families.  In fact, most seniors will likely require some form of long-term care. Sadly, many of them are unprepared for the significant financial burdens it places on their family’s hard earned savings.  Financial devastation looms large for a family facing ongoing care at a rate of $10,000 or more per month.

When Do You Need an Elder Law Lawyer?

• Estate Planning – If you or a loved one needs assistance with estate planning, including drafting wills, trusts, powers of attorney, and advance directives, an elder law lawyer can provide invaluable guidance. They can help ensure that your wishes are clearly outlined and legally binding, minimizing the potential for disputes and ensuring that your assets are distributed according to your wishes.
• Medicaid Planning – Long-term care can be financially burdensome, especially for elderly individuals who require nursing home care. An elder law attorney can help you navigate the complexities of Medicaid planning to protect your assets while ensuring eligibility for Medicaid benefits to cover long-term care expenses. They can assist with strategies such as asset protection trusts and Medicaid asset transfer planning.
• Elder Abuse and Neglect – Unfortunately, elder abuse and neglect are all too common in today's society. If you suspect that an elderly loved one is being mistreated or exploited, an elder law attorney can help you take legal action to protect their rights and hold the responsible parties accountable. They can assist with filing civil lawsuits, obtaining protective orders, and advocating for the rights of elderly individuals.

Long-Term Care Options

While some seniors are able to afford private pay care, the cost of long-term care will wipe out savings of all but the wealthiest families in a matter of years.  Those who have planned ahead by purchasing long-term care insurance have a degree of certainty and peace of mind, knowing that they have a lesser need to rely on other sources in the future.  Unfortunately, many can’t afford the high cost of long term care insurance or worse, because of age of medical condition cannot qualify for long term care insurance altogether.  If you do have long-term care insurance, you should be aware of what your policy covers.  Many policies have high deductibles or provide for only a short period of care in facility.  In fact, many who have long-term care insurance still have to resort to Medicaid to pay for their care. We serve Cary, NC; Apex, NC; Wake Forest, NC; Holly Springs, NC and nearby areas.